Residential Mortgage Loan Officer

Employment Type

: Full-Time

Industry

: Miscellaneous



OBJECTIVE: Outside sales role responsible for business development of all approved products of the Mortgage Division. ESSENTIAL FUNCTIONS The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function. * Deliver Fanatic Customer Service: Always Exceed Customer Expectations * Be the POWER of Red! Promises are always kept. One to say yes, two to say no. Bump it Up! Welcome everyone, make them feel special. Exceed Customers' expectations, every time. Recover the Republic way, make every wrong right. * Responsible for business development of all residential mortgage products. o Business development territory and retail market may be assigned or designated. o Outside sales activities make up 80% or more of the expected job duties. * Maintain adequate loan levels in pipeline to ensure ongoing monthly success and earn commission. * Maintain proper federal licensing and comply with all training and testing requirements. * Work with all aspects of the operations and support team to ensure quality loans close in a timely fashion. * Ensure smooth and efficient loan closings. * Comply with Safe Act and NMLS standards regarding any lending activity falling with these regulations and guidelines, including properly applying for and renewing the MLO number, complying with any background checks associated with obtaining an MLO number, completing all required training as offered through Republic Bank University; as well as using the number properly in communications and documentation as noted in the Bank's policy. * Understand and comply with the aspect of the employment relationship and guidelines in the Mortgage Loan Officer Compensation Agreement and Mortgage Loan Officer Compensation and Performance Policy. * Compliance with all regulatory requirements such as, but not limited to, BSA/AML, GLB/Privacy, Ethics for Bankers, and Pretext Calling and Identity Theft. Completion of Compliance Training to ensure understanding of these requirements, as outlined in the Bank's core curriculum and this positions specific curriculum on Republic Bank University. * Other duties may be assigned. REQUIREMENTS/QUALIFICATIONS Education and Experience: High school diploma required. College degree preferred. At least two years of originating residential mortgages preferred. Skills and Competencies: * Proficient computer skills (Microsoft Office: especially Word and Excel, knowledge * Excellent communication skills, oral and written * Excellent interpersonal skills * Strong problem resolution and decision making ability * Strong project and people management skills * The ability to maintain confidential information * Proven initiative to be a self-starter and proactive approach * Ability to work under minimal supervision * Professional appearance demeanor * Ability to work under minimal supervision * Professional appearance demeanor WORKING CONDITIONS Traditional office environment with no unusual work conditions PHYSICAL DEMANDS Republic Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. Please contact Human Resources with questions regarding the physical demands of this position. * Lifting/carrying up to 10 lbs. * Manual dexterity for computer work * Speaking, hearing and vision are required to perform essential functions * Driving / Transportation ability within assigned local market

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